Need an appraisal in New Castle or Garfield County?

Here are the top 7 reasons why CO homeowners call on Conundrum Appraisals:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut your mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a CO divorce, where real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in CO

Own a house in or near New Castle, CO and need help deciding the price of it?
Contact Conundrum Appraisals.

We at Conundrum Appraisals understand the individual needs of a consumer in need of appraisal services. Our regular business clients are used to the appraisal process and the usual reporting formats. Being a consumer that probably doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Conundrum Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. Conundrum Appraisals is experts in helping homeowners just like you do away with unwanted and unneeded PMI insurance.

Challenge Garfield county's assessment of your property

Your local tax assessor may have your home overvalued if your home not appreciating as much as other houses nearby. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Conundrum Appraisals is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Conundrum Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would prefer to have a seasoned expert double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.